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Payments & FinTech Lawyer

The FCA’s cloud guidance no longer applies to banks

In July 2018, the Financial Conduct Authority (‘FCA’) clarified through its publication of the finalised version of its ‘FG 16/5 Guidance for firms outsourcing to the ‘cloud’ and other third-party IT services,’ that its guidance no longer applies to banks. Luke Scanlon, Head of Fintech Propositions and Legal Director at Pinsent Masons, discusses the impact of this change and the background to the FCA’s regulatory framework.

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